Tradie Insurance, Sorted.
Don’t waste time comparing quotes — we do it for you. Better cover. Better price. That’s ProTrades.
TRADIE INSURANCE AUSTRALIA sorted.
Public Liability. Tools. Plant. Business Cover. Professional Indemnity. Cover That Works
From chippies to civil crews — we’ve sorted cover for over 3,000 Aussie tradies. Public liability, tools, plant, contract works — all arranged by real brokers who’ve done it for a decade. No call centres. No scripts. No wasted time. Just the right cover at the right price, and a certificate in your hand same day.
5.0
★★★★★
Trusted by Aussie Tradies on Google
DOES YOUR TRADES INSURANCE ACTUALLY COVER WHAT YOU THINK IT DOES?
- → Public liability that actually meets site requirements — not just the cheapest option?
- → Tool cover — including theft from your ute?
- → Subbies and labour hire properly declared (so you’re not exposed)?
- → Plant & equipment covered properly — including hired-in gear?
- → Same-day certificate of currency available?
- → A broker who actually answers the phone when it matters?
Cover Sorted in 3 Easy Steps
No forms that take 45 minutes. No call centre runaround. Just a real broker who gets your trade and gets it sorted.
Tell Us About Your Trade
What you do, where you work, what gear you've got. Takes about 2 minutes over the phone or online.
We Find the Right Cover
Public liability, tools, plant, commercial motor — tailored to your actual work. We compare top Aussie insurers for the best fit.
Sorted & Back on the Tools
Certificate of Currency delivered same-day. You're covered, compliant, and back to the actual job.
Backed by Industry Leaders & Proudly Supporting Our Community
ProTrades Insurance is part of repX, which is part of Australasia’s largest general insurance broker network – the Steadfast Group. We’re also a recognised TradieWives Accredited Directory Partner and proud supporter of local sport, including Mornington Golf Club.
As a high voltage electrician working in substations and tunnels, I'd struggled for weeks with other brokers. ProTrades cut through the mess and got me properly covered. Specialist stuff sorted.
Best plumber insurance broker I've used. Highly recommend if you want better cover and price. Glad I found them.
Bloody legends. Got my tools and public liability sorted quick with no stuffing around. Easy to deal with, explained everything properly.
The whole team at ProTrades are nothing but helpful and knowledgeable. As a medium-sized cabinetry business, we're feeling well-covered — knowing we're properly protected.
I run a small carpentry business in the bayside area. Heard about these guys through word of mouth. They sorted my cover fast — really happy with the whole experience.
As a self-employed tradie, finding the right cover was overwhelming. Shivonne and her team took the time to properly explain things and sorted me out.
Flexible Public Liability and Trades Insurance That Fits Your Trade
Whether you’re on the tools solo, running a crew or managing a business, we provide cover for your tools and equipment, public liability insurance and protection from injury to a third party. All tailored to how you actually work.
Our policies are built around your trade, covering everything from accidental damage and stolen tools to product liability insurance and personal injury claims. No one size fits all and no unnecessary extras.
That means you can work with confidence knowing you’re backed by the right cover from day one.
We’re your trusted partner for straightforward, no-fuss business insurance solutions.
We make insurance simple — from getting the right policy to handling your claim.
That means fewer delays, less paperwork, and more time doing what you do best.
Why More Tradies Choose Us for Public Liability and Trades Insurance
At ProTrades Insurance we compare top rated policies to bring you solid coverage, great value and peace of mind.
Whether you are a sole trader, licensed tradie or running a growing operation, we will help you cover your business with trusted insurers including workers compensation, professional indemnity, product liability and tool insurance.
Instead of chasing paperwork you can focus on growing your business with confidence.
Public Liability, Tools & Machinery Insurance – Tailored Cover for Australian Tradies
Protect your tools, gear & business with affordable public liability, tools & machinery insurance – anywhere in Australia.
Public liability insurance is a must-have for tradies, contractors, and small business owners. It protects you if your work causes injury to another person or damage to their property. Many worksites and clients won’t let you start without it.
Not all policies are the same — coverage, exclusions, and costs can vary greatly between insurers. That’s where we help. At ProTrades, we compare leading Australian providers to get you the right cover at the best price, so you can focus on the job.
Why tradies choose us:
Same-day certificate of currency
Cover for a wide range of trades and industries
Competitive premiums Australia-wide
Without tools, you can’t work — and without the right cover, replacing them can be costly. Tools insurance protects you if your gear is lost, stolen, or damaged, helping you avoid costly downtime and missed deadlines.
We break down the fine print so you know exactly what’s covered. For example, your policy may include:
✅ Theft cover from vehicles, trailers, and open sites
✅ New-for-old replacement on stolen or damaged tools
✅ Accidental damage cover
From hand tools to high-tech equipment — we’ve got you covered.
If your business relies on heavy equipment, machinery insurance is essential. It protects you against theft, accidental damage, and breakdown costs for the machinery that keeps your projects moving.
We can cover:
Cranes, forklifts, excavators, and skid steer loaders
Trailers and transport equipment
Owned or leased machinery
Whether you’re working on a single site or multiple projects across Australia, we’ll tailor cover to keep your business running smoothly.
Insurance Requirements for Aussie Tradies sorted.
Every state, every trade, every site has different rules. Here's what you actually need to know before you step on site.
More Than Just Insurance sorted proper.
We don't just sell you insurance for tradies — we tailor a business insurance package that actually protects your tools, your income, your legal compliance and your reputation. Solo or running a crew — we sort the lot.
Tradie Insurance Across Australia
Fast, local, and backed by trusted Aussie insurers. Find tradie insurance in your state.
Tradie Insurance FAQs
Real answers to the questions Aussie tradies actually ask us.
Q.Do I need public liability insurance as a tradie? +
Yes — it's essential. Public liability covers you if a third party is injured or their property is damaged as a result of your work. Most job sites and commercial clients require proof of cover before you can even step on site.
📌 For more on business risks: business.gov.au — Insurance for your business
Q.How quickly can I get insured? +
Same-day in most cases. Ring us on 1300 118 637 or request a quote online. For straightforward trades we can have your Certificate of Currency in your inbox within hours — ideal if you need to start a job Monday and don't have cover locked in yet.
Q.What types of insurance do you offer for tradies? +
We arrange the full tradie insurance package including:
- Public Liability ($5M–$20M)
- Tools & Equipment cover
- Commercial Motor (ute, van, trailer)
- Personal Accident & Illness
- Professional Indemnity (for trades who advise/certify)
- Contract Works
- Workers Compensation
Q.What is public liability insurance? +
Public liability is cover that protects you if a third party is injured (like a client or member of the public) or their property is damaged as a result of your work. Without it, you'd pay the claim out of your own pocket — which can easily run into tens or hundreds of thousands. Most sites require $10M minimum, with $20M common for government and tier-1 work.
Q.Can I pay monthly for my insurance? +
Yes. Most of our policies offer monthly premium funding options through trusted providers. Helps keep cashflow predictable instead of a big annual hit. We'll talk you through the options when you get your quote.
Q.Do I need insurance as a sole trader? +
Absolutely. Sole traders are personally liable for claims — meaning your house, car, and savings are at risk if something goes wrong. Public liability insurance protects your personal assets, and personal accident cover replaces your income if you can't work. Sole traders arguably need insurance MORE than bigger companies, not less.
Q.Is tool insurance worth it for tradies? +
100%. Tool theft from utes and worksites is one of the most common claims we see. Most tradies have $10K–$50K of gear — one break-in wipes it all. Tool cover (often with new-for-old replacement) gets you back on the tools fast, not waiting months to rebuild your kit on credit cards.
Trades We Insure Across Australia
ProTrades Insurance specialises in insurance for Australian tradies. We arrange cover for contractors working across residential, commercial and construction sites.
If your trade isn’t listed above, don’t worry — we can still help. Our team works with a wide range of insurers to arrange insurance for almost every trade in Australia.
Why Tradies Choose Us
- ✔️ Australia‑wide cover for peace of mind wherever you work.
- ✔️ Coverage up to $20 million in public liability options.
- ✔️ Easy online enquiries — get a personalised quote quickly.
- ✔️ Clear product disclosure statement with every policy.
- ✔️ Simple business insurance that protects your income, tools and reputation.