#1 Trusted Painter Insurance in Melbourne – Public Liability & Tools Cover
Complete Coverage
Our plans provide extensive coverage options tailored to your needs and preferences.
Trustworthy Support
Our dedicated team is always here to assist you through every step of the process.
Flexible Options
We offer customizable plans that adapt to your changing needs over time.
Public Liability & Tool Cover That Makes Sense for Tradies
From touch-ups in Melbourne’s suburbs to large-scale commercial paint jobs, painting comes with its fair share of risk. One scratched surface or stolen sprayer could cost you thousands. That’s why ProTrades Insurance offers tailored painter insurance packages designed to protect your work, tools, vehicle, and income — right across Melbourne and beyond.
✅ Fast quotes
✅ Melbourne-based and VIC-wide cover
✅ Tradie-first claims support
At ProTrades Insurance, we help painters get the cover they actually need. Whether you’re a solo operator or managing a full painting crew, our policies are built specifically for your trade. From public liability to tools insurance and more, we’ve got Melbourne painters covered with insurance that makes sense — and works how you do.
Why Painter nsurance is Essential
Having a solid painter insurance package is a must to protect your livelihood, equipment, and professional reputation. Whether you’re working solo, running a team, or subcontracting on larger builds, we make it easy to get covered for:
Public liability
Tool theft or damage
Van or ute protection
Personal accident & income loss
Contract work and licensing compliance
Policy Options For Painters
Here’s a breakdown of our most popular policies for plumbing professionals:
Public Liability Insurance
Tools & Equipment Insurance
This is the backbone of your painter insurance. It protects you if your work causes property damage or injury to someone on-site — like paint spills, ladder accidents, or overspray.
What’s Covered:
Paint damage to client property (e.g. flooring or furniture)
Injury to a client, visitor, or bystander
Legal costs if someone makes a liability claim against you
What’s Not Covered:
Faulty workmanship (can be added separately)
Personal injury to yourself (see accident insurance below)
📝 Required for most painting jobs and building site access. Choose from $5M, $10M, or $20M limits.
Your tools are your livelihood. This policy covers theft, fire, vandalism, and accidental damage — whether you’re on-site, driving between jobs, or storing gear overnight.
What’s Covered:
Power tools and hand tools (like spray guns, sanders, brushes)
Job-specific gear such as ladders and drop sheets
Theft from locked vehicles or trailers
What’s Not Covered:
General wear and tear
Loss from unlocked or unattended storage
💡 Fast replacements so you’re never off the brush for long.
Trailer & Vehicle Insurance
Personal Accident & Illness Cover
Need your trailer or ute for every job? We’ve got cover for vehicles used for business, with options for gear and signage too.
What’s Covered:
Commercial use vehicles
Enclosed trailers with tool storage
Damage from accidents, fire, or theft
What’s Not Covered:
Unroadworthy or unregistered vehicles
Personal belongings (unless listed)
🔧 Protect your transport and your gear in one go.
What happens if you’re injured and off the tools? Personal accident cover helps you keep income flowing while you recover.
What’s Covered:
Income replacement if you’re injured or ill
24/7 cover (work or personal time)
Optional extras for death/disability
What’s Not Covered:
Pre-existing injuries or ongoing conditions
Self-harm or drug-related incidents
💡 Your tools don’t earn income — you do. Protect yourself.
Working With Builders or Subcontracting
Many commercial and government jobs require specific insurance certificates, contractor documents, or licensing proof. We help you get these sorted — fast.
Builder compliance support
Covering Painters Across Australia
Whether you’re cutting in cornices in Carlton or spraying fences in Frankston, we’ve got you covered.
✅ Melbourne
✅ Sydney
✅ Brisbane
✅ Perth
✅ Adelaide
✅ Regional Australia
What Other Painters Say
Why Choose Us?
At ProTrades, we do more than just sell insurance—we provide tailored protection designed specifically for tradies. We understand the unique risks and challenges of your trade, and we’re committed to making insurance simple, affordable, and stress-free.
We focus exclusively on trade professionals, so we know exactly what coverage you need—without the unnecessary extras.
No one-size-fits-all policies here. We customize your insurance to match your trade, ensuring you’re covered for the real risks you face.
If the unexpected happens, our team takes care of the hard work, liaising with insurers on your behalf to ensure a smooth and stress-free claims process.
Cash flow can be tight, so we offer pay-by-the-month options (via Premium Funding – additional charges apply) to help you manage costs.
We believe in transparency. We’ll review your policy, break it down in simple terms, and highlight any gaps—so you know exactly what you’re getting.
Whether you’re in Perth, Brisbane, Darwin, Hobart, Melbourne or anywhere in between, we’ve got your back with insurance that travels with you.