Whether you are a sole trader bricklayer, subcontractor, apprentice employer or commercial bricklaying business, ProTrades Insurance can help arrange bricklayer insurance in Australia to suit the way you work. We help brickies compare public liability insurance, tools insurance, personal accident cover, commercial motor insurance and contract works options, so you can get covered properly before stepping onto site.
Public liability insurance is not always legally required for bricklayers — but many builders, councils and commercial principals will not let you on site without it. Most sites ask for proof of insurance before work starts. A $10M limit is common, while $20M may be requested for larger commercial, government or tier-1 projects.
Insurance Cover for Aussie Brickies
A proper bricklayer insurance package can help cover the big risks: third-party liability, your tools, your income and your work in progress. We can help arrange cover options including public liability insurance, tools insurance, personal accident cover and contract works insurance.
Common Risks That Can Cost Brickies Money
Bricklayers deal with heavy materials, scaffold, tools, vehicles and active building sites every day. These examples show why the right mix of liability, tools, personal accident and contract works cover matters. Dollar figures are indicative examples only.
Dropped Brick Damage
A brick or material falls from height and damages a nearby vehicle, window, solar panel or neighbouring property. Public liability may help respond to eligible third-party property damage claims.
Scaffold Injury Claim
A site visitor, contractor or other third party is injured near scaffold or work areas. Depending on the circumstances and policy terms, liability cover may help with legal defence and settlement costs.
Cracked Driveway
A loaded trailer, delivery vehicle or worksite activity damages a client’s driveway, paving or stormwater pit. Property damage disputes can quickly become expensive without the right cover.
Tools Stolen Off Site
A site, shed, locked vehicle or trailer is broken into and tools are stolen. Tools insurance can help replace eligible stolen gear, depending on security requirements and policy conditions.
Back Injury Off Tools
Bricklaying can be brutal on the back, knees and shoulders. If an injury keeps you from working, personal accident cover can help replace part of your income while you recover.
Storm-Damaged Brickwork
A wall is partially built when a storm damages the work in progress. Contract works insurance can help protect eligible project works from insured events.
What Does Bricklayer Insurance Cost?
Bricklayer insurance pricing depends on turnover, crew size, commercial work, subcontractor arrangements, selected cover limits, tools value, claims history and whether you work at heights or on larger sites. The guide below gives general examples only.
Solo Brickie
- ✓ Public liability options
- ✓ Basic tool cover available
- ✓ Same-day certificates available
- ✓ Residential work focus
Growing Crew
- ✓ $10M–$20M public liability options
- ✓ Tools and equipment options
- ✓ Apprentice and employee considerations
- ✓ Personal accident options
- ✓ Contract works options
Commercial Operation
- ✓ $20M public liability options
- ✓ Height exposure declared
- ✓ Contract works options
- ✓ Subcontractor considerations
- ✓ Management liability options
Bricklayer Insurance Across Australia
We help arrange cover for bricklayers across Australia, including sole traders, subcontractors, small crews and commercial bricklaying businesses. Tap your location for local information.
Bricklayer Insurance FAQs
Q.Do bricklayers need public liability insurance? +
Not always legally mandatory, but commonly required on many building sites. Builders, councils, commercial principals and head contractors often require proof of cover before you step on site. $10M limits are common, while $20M may be requested for larger commercial or government projects.
Q.How much does bricklayer insurance cost? +
Bricklayer public liability insurance can start from around $400 per year for eligible sole traders seeking basic cover. Small crews and commercial operations usually pay more depending on turnover, selected cover, tools value, number of workers, height exposure and claims history.
Q.What does bricklayer insurance cover? +
A bricklayer insurance package may include public liability, tools and equipment, personal accident, commercial motor and contract works. Workers compensation is generally arranged separately if you employ staff or apprentices.
Q.Are apprentices covered? +
Apprentices may be included under public liability for third-party claims where they are properly declared to the insurer. Workers compensation is separately required in most states for employees, including apprentices.
Q.Does bricklayer insurance cover scaffold accidents? +
Public liability may cover third-party injury or property damage claims involving scaffold-related incidents, depending on the cause of the incident and the policy terms. Personal accident cover may help protect the bricklayer if they are injured. Scaffold hire arrangements, subcontractor responsibilities and height-work exclusions vary between insurers.
Q.How quickly can I get insured? +
Same-day cover may be available for straightforward bricklaying businesses, subject to underwriting approval. Once cover is accepted and payment has been arranged, a Certificate of Currency can usually be issued quickly.
Get Covered Today.
Solo brickie or full commercial crew — we’ll help you arrange cover that suits your bricklaying business. Fast quotes, same-day certificates for eligible businesses, and real Australian brokers who understand trade insurance.
Why Choose Us for your Bricklayer Insurance?
At ProTrades, we do more than just sell insurance—we provide tailored protection designed specifically for tradies. We understand the unique risks and challenges of your trade, and we’re committed to making insurance simple, affordable, and stress-free.
We focus exclusively on trade professionals, so we know exactly what coverage you need—without the unnecessary extras.
No one-size-fits-all policies here. We customize your insurance to match your trade, ensuring you’re covered for the real risks you face.
If the unexpected happens, our team takes care of the hard work, liaising with insurers on your behalf to ensure a smooth and stress-free claims process.
Cash flow can be tight, so we offer pay-by-the-month options (via Premium Funding – additional charges apply) to help you manage costs.
We believe in transparency. We’ll review your policy, break it down in simple terms, and highlight any gaps—so you know exactly what you’re getting.
Whether you’re in Perth, Brisbane, Darwin, Hobart, Melbourne or anywhere in between, we’ve got your back with insurance that travels with you.