Cleaners Insurance Australia | Public Liability & Business Cover

Complete Coverage

Our plans provide extensive coverage options tailored to your needs and preferences.

Trustworthy Support

Our dedicated team is always here to assist you through every step of the process.

Flexible Options

We offer customizable plans that adapt to your changing needs over time.

Whether you’re scrubbing, vacuuming, polishing or pressure-washing, your cleaning business faces risks every day. A slip on a wet floor, damage to a client’s property, or stolen equipment can quickly turn into costly setbacks. ProTrades Cleaners Insurance makes sure you’re covered — so you can keep your business spotless and your income flowing.

Public Liability & Tool Cover That Makes Sense for Cleaners

From end-of-lease cleans in the suburbs to high-pressure commercial contracts, cleaning carries risk. One slip on a wet floor or stolen piece of equipment could cost you thousands. That’s why ProTrades Insurance offers tailored cleaners insurance packages designed to protect your work, gear, vehicle, and income — no matter where in Australia you’re based.

✅ Fast quotes
✅ Australia-wide cover
✅ Tradie-first claims support

At ProTrades Insurance, we help cleaners get covered with insurance that actually makes sense. Whether you’re running a one-person operation or managing a team across multiple sites, our policies are built specifically around the cleaning industry. We offer everything from public liability to tools and equipment cover — and more — all available nationwide. That means you get peace of mind knowing you’re backed by cover that fits how you work.

Protecting Your Cleaning Business: Why Insurance Matters

Having a solid cleaners insurance package is a must to protect your livelihood, equipment, and business reputation. Whether you’re working solo, managing a cleaning team, or subcontracting to a facilities manager, we make it easy to get covered for:

  • Public liability – for third-party injury or property damage claims

  • Tools & equipment theft or damage – vacuums, carpet cleaners, polishers, and more

  • Van or ute protection – commercial vehicle cover for your cleaning fleet

  • Personal accident – financial support if you’re injured and can’t work

  • Contract work & compliance – meet site and client insurance requirements

Why Public Liability Is Essential for Cleaners

Cleaners Insurance Australia - ProTrades Insurance

Here’s a breakdown of our most popular policies for cleaning professionals:

Cleaners Insurance for Australian Cleaning Professionals

Tools & Equipment Insurance

Public liability

This is the backbone of your cleaners insurance. It protects you if your cleaning work causes property damage or injury to someone on-site.

What’s Covered:

  • Spills or wet floors causing a slip injury

  • Damage to carpets, furniture, or fixtures during cleaning

  • Legal costs from a liability claim

What’s Not Covered:

  • Faulty workmanship or poor-quality service (can be added separately)

  • Personal injuries to you (see accident insurance below)

📝 Required by most commercial contracts, real estate agencies, and facility managers. Choose from $5M, $10M, or $20M limits.

🔗 [Read more about Public Liability Insurance]

Your equipment is your livelihood. This policy covers theft, fire, vandalism, and accidental damage — whether on-site, in your van, or stored securely.

What’s Covered:

  • Cleaning equipment like vacuums, carpet cleaners, polishers, and pressure washers

  • Smaller tools such as mops, buckets, and steamers

  • Theft from locked vehicles or storage facilities

What’s Not Covered:

  • General wear and tear

  • Loss due to negligence or leaving equipment unsecured

💡 Fast replacements so you can get back to work without costly downtime.

🔗 [Read more about Tool Insurance]

Trailer & Vehicle Insurance

Personal Accident & Illness Cover

Keep your wheels — and your business — moving. This policy covers your work vans, utes, and trailers against damage, theft, and accidents, so you can stay on the road and on the job.

What’s Covered:

  • Vans, utes, or trailers used for your cleaning business

  • Accidental damage from collisions or other incidents

  • Theft or vandalism

  • Storm, flood, or fire damage

What’s Not Covered:

  • General wear and tear

  • Unregistered vehicles or trailers

  • Damage while using the vehicle for unlisted purposes

💡 Flexible options for single vehicles or an entire fleet.

🔗 [Read more about Vehicle Insurance]

What happens if you’re injured and can’t work? Personal accident cover helps you keep income coming in while you recover — whether the injury happens on the job or in your own time.

What’s Covered:

  • Income replacement if you’re injured or ill

  • 24/7 cover — work or personal time

  • Optional extras for death or permanent disability

What’s Not Covered:

  • Pre-existing injuries or ongoing conditions

  • Self-harm or drug-related incidents

💡 Your cleaning equipment doesn’t earn income — you do. Protect yourself.

Working With Builders or Subcontracting

If you take on builders cleans, post-construction cleaning, or subcontract for larger projects, you’ll often need to meet strict insurance and compliance requirements before stepping on site. Many builders, commercial clients, and government contracts will ask for proof of cover, specific certificates, or licensing details.

At ProTrades Insurance, we make the process quick and stress-free so you can start work without delays.

Certificate of Currency issued same-day
Contract Works Insurance available for construction site cleaning jobs
Builder & site compliance support to meet insurance and safety requirements

Covering Cleaners Across Australia

Whether you’re tackling end-of-lease cleans in Melbourne or doing a builders clean in Brisbane, we’ve got you covered.

✅ Melbourne
✅ Sydney
✅ Brisbane
✅ Perth
✅ Adelaide
✅ Regional Australia

🔗 [See All Locations]

What Cleaners Across Australia Say About Us

Cleaners Insurance Australia - Why Change to Protrades?

At ProTrades, we do more than just sell insurance—we provide tailored protection designed specifically for tradies. We understand the unique risks and challenges of your trade, and we’re committed to making insurance simple, affordable, and stress-free.

We focus exclusively on trade professionals, so we know exactly what coverage you need—without the unnecessary extras.

No one-size-fits-all policies here. We customize your insurance to match your trade, ensuring you’re covered for the real risks you face.

If the unexpected happens, our team takes care of the hard work, liaising with insurers on your behalf to ensure a smooth and stress-free claims process.

Cash flow can be tight, so we offer pay-by-the-month options (via Premium Funding – additional charges apply) to help you manage costs.

We believe in transparency. We’ll review your policy, break it down in simple terms, and highlight any gaps—so you know exactly what you’re getting.

Whether you’re in Perth, Brisbane, Darwin, Hobart, Melbourne or anywhere in between, we’ve got your back with insurance that travels with you.

Cleaners insurance in Australia should go beyond just the basics. Whether you're a sole trader or run a team of cleaning professionals, it's essential to have the right insurance for cleaners. This includes public liability insurance to protect against property damage or legal fees, and tools and equipment cover to ensure you're protected in case of accidental damage or theft on-site.

We offer tailored insurance products that support all types of cleaning business activities, from domestic and commercial jobs to specialised services like builders cleans. Every cleaning business should also consider contract works insurance and personal accident cover to stay protected during unexpected events or downtime.

Additional protection such as tax audit and business interruption coverage can help cover the cost of disruptions, while our product disclosure statement outlines the full details of what's included. We support business owners with flexible cleaners business insurance solutions that match your daily operations.

Our policies cover things like legal fees and accidental damage that could result from on-site incidents. No matter the type of insurance you're after, our team is here to help you choose what's right for your cleaning business. Get clarity on what your insurance covers, and make sure your cleaning tools, equipment, and assets are protected with reliable tools insurance for cleaners.

Speak with our experts for a fast cleaners insurance Australia quote — designed to suit your work and provide the security your business needs to keep running smoothly.

Cleaners Insurance Australia – FAQs
Cleaners insurance in Australia is a tailored business insurance package designed for domestic, commercial, and specialised cleaning businesses. It can include public liability insurance, tools & equipment cover, commercial vehicle insurance, and other protections to safeguard your cleaning business from financial loss.
Yes. Most commercial contracts, real estate agencies, and construction sites require cleaners to have public liability insurance before starting work. It protects you if your cleaning activities cause injury to someone or damage to their property.
A standard cleaners insurance package may include:
  • Public liability insurance
  • Tools & equipment cover based on your sums insured
  • Contract works insurance for builders cleans or site jobs
  • Commercial vehicle insurance
Optional extras can include portable electronics cover, stock in transit, and accidental damage cover.
The cost of cleaners insurance in Australia depends on your turnover, your sums insured, type of cleaning work (domestic, commercial, or specialised), claims history, and locations serviced. ProTrades compares quotes from multiple Australian insurers to find the right fit without generic one-size pricing.
Yes. If you work with builders or subcontract on construction sites, we can arrange cleaners insurance that meets higher coverage requirements and provides same-day Certificates of Currency for site compliance.
Tool and equipment cover is usually optional, allowing you to choose limits that match your sums insured. This ensures you’re covered for the full replacement value of your cleaning equipment, vacuums, polishers, and carpet cleaning machines.
Yes. ProTrades Insurance offers cleaners insurance in all states and territories — VIC, NSW, QLD, SA, WA, TAS, ACT, and NT — including major cities and regional areas.